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  • Canadian homebuyers reviewing mortgage rules, down payment and stress test requirements in 2026

    Canada Mortgage Rules 2026: Down Payment, Stress Test & 30-Year Amortization

    Canada’s 2026 mortgage rules affect how much buyers need for a down payment, the rate used for the mortgage stress test and who can qualify for a 30-year insured mortgage.

    Maple Curiosity
    September 11, 2026

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